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Elm Drive, Fordham, Cambridgeshire, CB7 6AN

Guide Price £93,000

311
Brochure

Key Information

Tenure:Not available
Council tax band:D

Key Features

Well presented 3 bed semi detached home.
SHARED OWNERSHIP - Price shown is for a 30% share.
Other shares available up to 100%
Gas central heating and double glazing
Allocated parking for 2 cars to front.
Well planned family accommodation.
Popular development within this sought after village location
Arrange to view early to avoid disappointment.

Description

Soham
Soham is the second largest town in East Cambridgeshire and is located between Ely (6 miles) and Newmarket (7 miles), both of which have a wide range of shopping and leisure facilities. The A142 has good connections with Cambridge via the A14.
Soham has its own range of local shops including the Co-Op & Asda and small eateries, pubs, hairdressers, leisure centre and doctors surgery. The town is a popular place to live for families due to the area’s proximity to Cambridge, Ely and Bury St Edmunds. There are three primary schools feeding into the well-regarded Soham Village College. Soham train station links to Ely and the mainline to Cambridge and London. London Stansted airport is a 40-minute drive via the A11.

Description
Well presented and spacious 3 bed semi detached house on this popular development recently completed by Hills. The property is offered for sale under the Shared Ownership scheme and the price shown represents a 30% share (other shares available up to 100%). Full price guide is £310,000. The property benefits from gas central heating, double glazing, cloakroom and parking for 2 vehicles.

Entrance Hall
Stairs to first floor. Understairs storage cupboard. Double glazed window to the front aspect. Ceiling light point. Central heating thermostat. Radiator.

WC - 1.75m x 1.45m (5'9" x 4'9")
Wash basin with cupboard under and mixer tap. Low level WC. Radiator. Spotlights. Extractor fan.

Lounge Diner - 5.23m x 4.57m (17'2" x 15'0")
Double glazed window and patio doors to the rear garden. Radiator. TV point. Two ceiling light points.

Kitchen/Breakfast Room - 4.11m x 2.34m (13'6" x 7'8")
Double glazed window to the front aspect. Range of units at base and wall level with work surface over and upstands. One and a half bowl stainless steel sink. 4-Ring electric hob with stainless-steel splash back. Hotpoint single oven. Space and plumbing for automatic washing machine. Cupboard housing Vaillant gas fired boiler serving heating and hot water. Radiator. Spotlights. Extractor fan.

Landing
Access to loft space. Storage cupboard with hanging rail. Double glazed window to the side aspect. Two ceiling light points.

Bedroom 1 - 4.17m x 3.18m (13'8" max x 10'5")
Double glazed window to the front aspect. Radiator. Central heating thermostat. Ceiling light point.

Bedroom 2 - 3.28m x 3.12m (10'9" x 10'3")
Double glazed window to the side aspect. Radiator. Ceiling light point.

Bedroom 3 - 4.22m x 2.01m (13'10" x 6'7")
Double glazed window to the rear aspect. Radiator. Ceiling light point.

Bathroom - 2.13m x 1.98m (7'0" x 6'6")
Panelled bath with shower screen, mixer tap and shower attachment. Low level WC. Pedestal wash basin. Heated towel rail. Tiled splash areas. Spotlights. Shaver socket. Extractor fan.

Outside
The front of the property has two allocated parking spaces and a small landscaped area of garden. Canopy over the entrance door and a path to the side leading. to a gate into the rear garden. Gas and electric meter cupboards. 
The rear garden is laid mainly to lawn with a patio, timber fencing, timber garden shed and an outside tap.

Property Information.
There are variations of shared ownership models which have different features. The model of shared ownership may vary depending on: 
- what rules were in place at the time the home was funded, or planning permission granted   
- where the home is located
- whether the home is for a specific group of people

The share purchase price is calculated using the full market value and the percentage share purchased.
If you buy the minimum share of 30% share, the share purchase price will be £93,000 and the rent will be £610.43 a month.
If you buy a larger share, you'll pay less rent. The table below shows further examples.

Share             Share Purchase Price.    Monthly rent
25%                     £77,500                             £654.03
30%                     £93,000                            £610.43
40%                    £124,000                          £523.23
50%                    £155,000                          £436.02
60%                    £186,000                          £348.82
70%                    £217,000                          £261.61
75%                    £232,500                          £218.01

When you are looking for shared ownership homes, you should always check the Key Information Document to see which model covers that specific home. When you buy a home through shared ownership, you enter into a shared ownership lease. The lease is a legal agreement between you (the ‘leaseholder’) and the landlord. It sets out the rights and responsibilities of both parties. - Before committing to buy a shared ownership property, you should take independent legal and financial advice. 

You can apply to buy the home if both of the following apply:
- your household income is £80,000 or less
- you cannot afford all the deposit and mortgage payments to buy a home that meets your need
One of the following must also be true:
- you're a first-time buyer
- you used to own a home but cannot afford to buy one no
- you're forming a new household - for example, after a relationship breakdown
- you're an existing shared owner, and you want to move
- you own a home and want to move but cannot afford to buy a new home for your needs 

If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase. As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments. 

The Tenure is Leasehold with circa 122 years remaining.
Flood risk is Low
We are not aware of any Easements, Wayleaves or rights of Way.
Estimated Broadband Speeds are: Standard 16mbps, Superfast 89 mbps and Ultrafast 1800 mbps.

For full details of shared ownership purchase, please call  Bovingdons, or download the brochure from the website.

 

Arrange Viewing

Property Calculators

Mortgage

Estimated Monthly Mortgage Payment:
ÂŁ489 /mo.25 Years, 5% Interest
Loan
ÂŁ83,700
Total Repay
ÂŁ146,791

Stamp Duty

You’ll have to pay the stamp duty of:
ÂŁ0
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